i am going through this right now with Progressive. One of their insurers hit me. I made sure i spotted all necessary doctors and got all my test done before signing this form. If you sign you cannot expex them to pay any medical bills after the date you sign. you will be responsible for them yourself! Do not lodge until you know what your injuries are if they are going to be long term this way you can know how much to ask for for agony and suffering, bodily injuries things of that nature. Also if you are missing work they will give you that back once you lodge and if you think they are messing around just get an attorney! The adjuster i have is indeed good but he is a swift talker so you have to be careful. They would rather lodge than to go to court.
Does a passenger in a car accident have to file a claim with their own insurance company?
When a passenger is injured in an automobile accident, and the driver of the automobile of which he/she is the passenger of, is “at Fault” for the accident, the passenger of that vehicle has the legal right to file a claim against that drivers insurance carrier. If on the other mitt, the driver of the other vehicle is “at fault”, then the passenger of vehicle that is “not at fault”, has the legal right to file a claim against the other driver’s insurance carrier. And whenever there are injuries sustained in an automobile accident, you should contact private injury attorney or law rigid to represent you against the filing of your claim against any insurance carrier. “At fault” accidents are not final just because a citation has been issued. When a carrier receives a claim against their company, they will launch their own investigation of the cause of accident, and review the police report, and speak with any independent and passenger witnesses who can provide statements concerning how the accident happened. At the end of the carrier’s investigation, which will also include, taking pictures of both of the vehicles damages, will compile all of the information they get, to attempt to determine at that point, who was at fault. If their insured is determined to be at fault, the carrier will pay the claim for which the passenger has filed against them. If the carrier determines that the other driver was at fault, then the carrier will not pay the claim and deny liability. If this happens, the passengers legal representatives will automatically withdraw their lawsuit filed on your behalf, and file the lawsuit against the other drivers insurance carrier. .
I was in a one car accident where the car ran off the road to avoid hitting something. I was the passenger of the car. If my medical insurance from my job pay for the my hospital bills is the insurance company intitle to pay me back the money even tho’ my insurance covered it .
In the UK – the passenger would make a claim against the driver at fault. This driver would pass the details to his insurer who would indemnify him for the claim made against him. A passenger could not make a claim against his own insurer. To see the process for making a claim in the UK see the related link entitled “motor vehicle accident”.
Do you have to report all car accidents to your insurance company?
Yes, auto insurance policy states that you are required to reportall accidents (losses) instantly. There are a few reasons forthis. The carrier wants to quickly see your vehicle – take photosand write an estimate. If it was a single vehicle loss, and nomonies are owed to any other party, they STILL want to do thisbecause, essentially, they are not still insuring the ‘same’vehicle. It is now bruised and likely has a different estimatedvalue. Even however harm appraisers can distinguish old damagefrom fresh, your carrier has the right to know the condition of thisinsured vehicle. EVEN IF you don’t carry very first party collsioncoverage on this vehicle, you could have another accident in thefuture and if we view this vehicle for THAT accident, we alreadyknow the harm incurred in the prior accident. If you were in atwo car or numerous car collision, your carrier needs to speak withyou as soon as possible after the accident – and you should WANT toalso; you certainly want both your carrier AND the carriers of anyother involved vehicles to hear your side of the story. If youdon’t, they have only the version given by the other parties andhave to make their liability decisions based on what they’ve heard.
Can you still contact your utter coverage insurance company to repair damages to your car if the accident occurred a year ago?
Sure. It certainly frowned upon, because often if you don’t repair the damages to a vehicle, further damages can occur (framework harm, for example, can mess up a car pretty badly if driven on for a year after the accident). Your carrier will make a note of it to their underwriting department, and depending on the seriousness of the damages or whether or not you mitigated your damages (ie, didn’t incur further damages), it could affect your policy. But…at the time of the accident, if you were paying premiums for coverage on your car, your carrier is contractually obliged to take care of those damages. Just don’t be astonished if they won’t cover extra damages that resulted from not having the vehicle decently repaired right after the accident.
Should you turn in a claim to your insurance company or pay it yourself?
It depends. If you’re attempting to keep your rates from going up, you’d need to look at your past claims history, the amount of damages from this loss, etc..
If this is a minor loss, you can just pay out-of-pocket and be done with it. But, be warned: If you’re talking about damages to another vehicle that you caused, you need to proceed very cautiously. This is because the other party might take their car to a shop that finds all sorts of supplemental damages once the car is ripped down. You would also owe the other party loss-of-use, or rental, which can get pretty pricey..
You can always have your carrier treat the damages and reimburse them for any payments, but since you already pay for the insurance, I’m not sure why anyone would do this..
How do you file a claim on your own to an insurance company after being involved in an accident that wasn’t your fault?
call the at fault company and advise you need to report a claim…give them all the info you have on their insured, they can set up a claim and proceed with the claim investigation..if you need more info/help please provide more details and I’ll see what i can do………
As a passenger in a two car accident can you file a claim with your own insurance company?
I am assuming you mean for an injury and there is coverage on both vehicles involved? If you have medical payperhaps , state laws very. Check with your company. If you mean for the harm to the vehicles I see no way for there to be coverage as a passenger.
If you are involved in a hit and run accident that is not your fault should you tell your insurance if you are about to switch insurance companies?
Question……….Did you leave the scene of the accident? If so, you should have been charged by police..
On the other palm, if you didn’t run and the other driver did run away, you are OK..
And YES you should all ways tell the TRUTH to your insurance company, or it WILL come back and bite you in the butt. That also applies to the Fresh insurance company. Ethically you have a responsibility to be truthful about your past driving record.
If you are in a car accident in Pennsylvania and your insurance company pays the claim can the person driving the other car still sue you?
When an insurance company lodges with the other party, they ask for a signed release that absolves them or you of any further liability in connection with that incident.
If you hit a concrete handicap block in a parking lot and do 1700 harm to your car and have no previous accidents and are in good standing with your insurance company should you turn it in to ins?
It’s entirely up to you, weigh the cost of your deductible vs paying for the 1700 outright.
If a car fails its annual inspection but you get in an accident shortly after will the insurance company pay a claim?
I think this varies from state to state, but if the car failed inspection because of a safety issue (say bad brakes or tires for example) and that problem then CAUSED an accident later, the insurance company has a good reason not to pay because you drove the car knowing it was unsafe.
Should you see a doctor if you were in a car accident in which you were rear ended?
Not a doctor, they will just medicate you which only covers up the problem. See a Chiropractor. It is likely your back is suffering from the trauma. There is trauma to your back even if it was Five mph accident..
Also, whether or not it is your fault, your insurance company (or the other driver’s) will cover it.
If you hit a post in a parking lot causing slight harm to your car should you report the accident to your insurance company and make a claim?
It might be cheaper in the long run to just take care of the problem yourself. If you report the harm, the insurance company may determine to raise your rates, maybe not this time, but certainly soon. Figure out what your deductable is versus how much it will cost to repair. If you have $500.00 deductible and it will only cost $600.00 to repair, I’d leave behind it.
What should you do if after a car accident your insurance company claims they did not receive your payment and sent you a cancellation notice but you did not receive it?
Several answers apply here. Very first did you budge and if so did you send your insurance company a switch of address? Secondly did the accident take place before or after the effective date of cancellation? Insurance companies don’t have to prove you received the cancellation notice, they only have to prove they mailed the cancellation to the last known address you provided them. If you stir and do not send them a switch of address, you are in trouble. Lastly, did you pay the insurance premium for which they cancelled you? If so produce your cashed check and they will have to reinstate your policy by most state laws. If you did not pay as required, then they cancelled you for non payment, and in all likelihood you are cancelled and have no coverage. If the accident took place before the date of cancellation, go see an attorney.
If your attempting to get insurance for the very first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?
accident and Ins .
I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My fresh ins company accepted it and overlooked the accident..
You can do as above albeit it is best to tell insurance about all incidnets just in case other wise any undisclosed information could invalidate claims
Can you fight your insurance company in a your fault accident after they stationary your car when it should have been totaled?
Absolutely! Regardless of fault, if you carry sufficient coverage (collision/comprehensive) you are entitled to have your vehicle either repaired to a “safe” standard, or a write-off payment received. The difficult part of proving such is in the time thresholds. DO NOT wait too long to seek a claim for a total loss. There is always the cargo of proof in this case, where you may have bruised your vehicle “after” the fact, and after such repairs were made. Note any demonstrable harm, (eg. Doors not opening decently, engine problems) and have a certified bod shop/mechanic inspect the vehicle RIGHT after the initial repairs are made..
Generally an insurer will have an appraiser re-evaluate the damages to see if indeed, they were caused by the accident.
If an unlicensed driver is in an accident with an insured car will the insurance company still cover the harm?
Most likely yes.. but your rates are going up, and the driver will be cited.
What can you do if your son who does not live at home was involved in an auto accident with your car but the insurance company claims he is more than an occasional driver?
Occasional Drivers .
Basically the definition is as goes after. Any person who has regular access to your vehicle would not be considered an occasional driver..
If your son has insurance on his own vehicle then that coverage would go after him to a borrowed vehicle and there would be no need for this question. If he has no other auto or auto insurance and / or his drivers license reflects your home address, then obviously he is an authorized regular driver of your vehicle. Where the person lives, At home, not at home, does not determine his status as an occasional or regular driver. The question is does he have regular access to the vehicle in question whenever he needs or wants to drive..
The best way to prove that he is an occasional driver would be to demonstrate that he wielded his own vehicle at the time of the accident, that his vehicle was insured at the time. that the address on his drivers license reflects an address other than yours and that his vehicle was registered at his home address which is also not your address..
State laws require that Drivers Licenses and Vehicles be registered at the address of the holder. If he had no vehicle, no insurance, and/or had a vehicle or drivers license registered at your address then it would likely be unlikely to prove that he is only an occasional driver.
If you had an accident with no other cars involved and filed a claim to insurance with no police report do you have to report this accident to the fresh company if you get different insurance?
If you don’t the fresh insurance company can cancel your coverage and possibly not cover any of YOUR losses. They might also consider it to be fraud..
Any accident less than $750 isn’t chargeable, but if you packed a claim with another insurance company your fresh company would found out even if you don’t tell them, when they run your MVR which shows your tickets and previous insurance companies and claim paid.
Should you submit an insurance claim if no other car was involved?
Should I Claim?? .
It’s all indeed up to you. I’m assuming you’re asking this in regards to a total coverage policy. Anyhow, get some estimates for your vehicle and compare the estimates to your deductible. If you got a dent and it costs $700 to fix, you might as well pay the entire $700 since the insurance company will only pay out $200 with a $500 deductuble. The possible insurance increase wouldn’t make any sense in that case. If you have the extra cash to pay for a repair bill, you might want to pay for it yourself. Reminisce, anytime you submit a claim to insurance for damages, you are essentially “billing” them for the repairs, and they might raise your insurance accordingly..
No. Every time you report an incident to your carrier, their underwriting department records same and will use it to increase your premiums at a later date.
What if an accident was not your fault what should the insurance company cover?
which insurance company yours or ‘at fault’ car? The ‘at fault’ party’s company (assuming they have accepted utter liablity)should cover: 1) the harm caused by the accident to your vehicle. or the actual cash value of the vehicle should it be deemed a total loss, and any sales tax, licensing fees etc (total loss) Two) a rental car while yours is either deemed non-driveable and/or under repair, and for an extra 72 hours AFTER an Suggest of settlement has been made on a total loss (please note Suggest doesn’t mean you agree with the amount) Three) any medical treatment you or your passengers received and an injury settlement for these injuries. due to the accident. Four) loss of wages, ifthere is an injury and time missed from work (by doctors orders only that you have to stay off work-not if you just don’t go to work because you want to get this taken care of, and no injury, this is under injury only) some states have P.I.P. which works differently on the injury, you have to reach a thresold to be entitled to an injury settlement……… ResponseDepends, in ontarioyou go to ur own insurance company for any fixes…a nd then your insurance company on ur behalf will get the money back from the other ppl involved.
If you have a suspended license and total coverage insurance and get involved in a single car accident due to medical reasons will the insurance company pay?
Maybe, it will depended on the policy wording and exclusions, you need to turn the claim in for a decision.
Can you still collect a release from an insurance company after you have won or lost a civil suit against the other party involved in an accident?
What kind of release are you talking about? If you file a claimwith your insurance company for Uninsured Motorists Coverage, youare awarding the company with the rights of subrogation. This meansthat you are providing them your right to sue the other party. If youdid not have UM coverage and sued the other party on your own. Inboth of these cases you are not dealing with the insurance companydirectly, except if they call you to testify in their subrogationcase against the other party.
You were involved in an accident and the dirver hit you from behind sending you into the car in front of you now that insurance company wants you to pay for the repairs what should you do?
Typically that is the way it works, They car behind who hit yourcar pays for your damages and the car in front that you hit will becovered by your insurance.
If you have utter coverage insurance and have a car accident will the insurance company pay off your car if you still owe on the car?
If you’re filing the claim through your own collision coverage, your car insurance will pay the actual cash value (ACV) minus your deductible at time of loss. This may not be enough to cover loan due to interest, negative equity, etc. You can look at buying gap coverage either through your finance company or your insurance company if this concerns you. The best available resource for determining your ACV is www.nada.com.
Should you sign the Utter release of all claims with indemnity if you still have to see doctors?
Having been recently injured in an accident, (not of my own fault) and not being a lawyer, I therefore cannot give legal advice. However I can share what I have found out about this terrible process. (A web site will be coming for much more details of what to do / not do) If you do not sign, the civil case cannot be lodged and you will get no reparation or compensation. Your insurance company that hopefully has paid all medical bills todate wants to recoup some of its losses (subrogation). So it will attempt to get you to lodge. If you do sign, then whatever the final judgment is, will be executed and you (and medical insurance company) will be paid. End of story, no extra future compensation can be obtained (even if you get worse from the injury). If you die from injury then a case in middle PA is tackling that situation now.
Where do you file a claim to sue for deductible from a car accident involving a car with no insurance with no insurance?
If I understand your question you are attempting to recover a deductible you incurred due to the fault of the other driver who was uninsured? If this is the case it may depend on the state in which you live and what coverage you may or may not carry. If you are from CA, we have what is called UMCDW or uninsured motorist collision deductible waiver, which if you were carrying this type coverage as part of your auto policy, it would pay your deductible if your vehicle were hit by an at fault, identifiable uninsured driver. If you do not have similar coverage on your policy or in your state, you may simply have to file a claim in petite claims court to recover your deductible and good luck. In many cases if you are dealing with an uninsured driver, even if you win judgement you still have to be able to collect it…sometimes the hardest part! In the future you may want to consider a product called CDRP which is a Collision Deductible Reserve Plan to insure your deductible is always available for you when you need to use it. It is a very wise financial stir that can not only save you hundreds if not thousands on your car insurance premiums but would give you peace of mind knowing your deductible is always there when you need it! You can learn more about this incredible product at TheFiveMinuteMove.com .
If you have only liability auto insurance should your insurance provider help you with a claim settlement against another insurance company after a auto accident?
no – your insurer is under no “obligation” to help you. Best bet is to pursue through puny claims court. if harm is greater than puny claims value – consult an attorney and negotiate a reasonable fee (usually a % of settlement amount and you owe nothing if you lose)
What should you do if you were in a car accident and insurance won’t cover it?
This is a very vague question. You should talk to your agent. If you go through Geico or Progressive, cancel your policy immidiately and get a live, local, licensed independent insurance agent. These are the only people who can be there to help when you have problems.
Should insurance companies cover car accidents in the case of DWIs?
That’s a individual opinion but the person who is driving under the influence, not not at all that person’s insurance shouldn’t have to pay for it. If there was a victim involved, that other person’s insurance company should pay the victim and maybe arrange for the person with the DWI to pay them back, or if so the person who did the DWI pays the victim.
I hit a parked car while reversing and dint stop nor eyed harm done and now rcvd accident claim form frm their insurance so should I call back to lodge it outside or talk to my insurance very first in MA?
You have pretty much hit and ran a vehicle. If their insurance has contacted you already, I would notify your insurance pay your deductible, but your insurance rate will go up pretty high. Your fortunate that that’s all they did. Usually they would arrest you for something like that.
Your car was totaled no other car involved you had total coverage insurance and GAP insurance will you be reimbursed for your loss or will it all go to the finance company?
the very first priority of the insurance company is to pay of the loan holder (so the value of your car is determined and out of that) whatever is left over will be sent to you. If the value of the car is less than what you owe you are stuck with the balance as far as gap coverage goes you will have to check with your insurance company they’re all different
Do you have to announce a car accident to your insurance company even if you dont make a claim?
No, not unless you want to have repairs or need to repair another person’s car. If you got a ticket because of the accident they will know because the ticket will be reported to them.
What to do after car accident for insurance claim?
A nonfaultcar accident claimindicates that theinsured individual does not have to incur any loss. The additionaladvantage is that the policy holder gets reimbursed by the companythat he or she has been a member of.
What lien information should be sent to the insurance company for a car that was in an accident?
If you have a lienholder on your automobile, the insurance companyshould already have their name and address listed on the policy. Ifyou never gave them this information, make sure the adjuster knowsthis when you speak to him/her.
Whose insurance should I call if there was a car accident and it was their fault?
I would call their insurance, if you did not know who they are or they didn’t have insurance, I would call your company and they can get the ball rolling.
Should you write in the amount when you are attempting to lodge a claim with a car insurance company?
Yes, you should! It’s called Subrogation request. Keep in mind, you will encouter a lot resistance on the side of the Ins. co. They’ll attempt to suggest you a big Mac and a coke and then send you home. Good luck.
If the other driver’s insurance company has already assumed liability and my insurance company knows about the accident should I get them involved to negotiate on my behalf or negotiate myself?
If your Insurance co. gets involved it will cost you your deductable. If you want to do it on your own, you need to consider two factors: 1). How well do you know the Insurance dealings and practices? andTwo). How good of negotiator are you? Keep in mind, the INSURANCE CO. ARE NOT IN BUSINESS TO GIVE MONEY AWAY!!! I would give it very careful thought before proceeding on my own. If you have any doubts, let your insurance co. treat it. My advice is based on nothing else but practice.
What if your insurance company does not provide the total claim for an accident and you do not have money to pay?
The other party can have your drivers license suspended for Ten years or until you pay, whichever comes very first.
Can an insurance company claim damages from a person who was involved in an accident with the insured after his vehicle is repaired by the insurance company?
Yes; the process is called subrogation. The insurer that paid for the repair of its’s insured’s vehicle succeeds to the right of activity against the at-fault party for the purpose of collecting that which it paid. The subrogating insurer has no greater rights than its insured did, such that if its insured is found to have been, for example, 30% at fault for the collision (in those states that adhere to comparative negligence), the insurer can recover only 70% of its damages.
When should you submit a claim to a secondary insurance company?
After you have received the Explanation Of Benefits (EOB) from your primary carrier if there is coordination of benefits. If the secondary insurance is an indemnity you do not need to wait.
When your involved in a car accident what steps should you go after?
1st if your okay and you feel nothings violated get out of the car. 2nd check to see if the other person (people) are okay. 3rd. if not call 911 ASAP! 4th check car harm 5th. call insurance agent and exange insurance numbers
Should you file an accident claim with your insurance company if you were not at fault?
Yes, if only to have your side of the story on record. Do it. At the very least, phone up your insurance company and tell them exactly what happened and get their advice. They will be blessed to talk to you on the phone – this might not involve making a claim, but at least they will have a record of your version of events. If you do not do this, then later who knows what kind of skeletons could creep out of the closet – man turns up wearing a neck brace etc, and it might be too late for the insurance company to protect you then. AAlways, the other party might lie and you might get an at fault accident record. Always call
What should you do if your claim is unresolved with your insurance company?
There are a number of things that can be done. I will use a hypothetical property claim (rather than a health claim) to illustrate. 1. When a claim for benefits is submitted, an insurance adjuster is assigned to treat it. Usually, the adjuster treats the claim from begin to finish. That is, he/she conducts an investigation as to the facts, determines if the occurrence is one that is covered by the policy, and may request further information from you (the insured). At that point, you will have the name and phone number of the adjuster. Two. Sometimes, the adjuster is an employee of the insurance company, usually called an “in-house adjuster”. However, in some cases, an insurance company delegates the claim adjusting function to “outside adjusters”. These are people or firms that do the same kinds of work as inwards adjusters, but who are not employees of the insurer. Instead, they have contracts with the insurer to do the adjusting work. Nonetheless, the insurance company is responsible for their deeds because they are working as agents of the insurer. Trio. If a claim is unresolved after a “reasonable” time, it is helpful to escalate the process to the next higher level of authority within the insurance company. “Reasonable” is a fluid term that depends upon many factors. For example, a claim for benefits that arises due to the involvement of numerous persons or entities (such as a construction defect which may involve manufacturers, suppliers, and builders), is likely to take longer to resolve than a more ordinary one, such as a single car auto collision. In the more elaborate situation, the insurer will, in addition to the tasks described in #1 have to take recorded statements, photos, and perform other tasks. It will also usually take longer to determine whether the occurrence is covered by the policy. In the meantime, you will very likely have heard from the adjuster on many occasions to give status reports. Four. If you have waited a “reasonable” time (which could be weeks or months, depending upon circumstances such as complexity of the claim), and the claim is still unresolved, you may want to escalate the matter to the adjuster’s supervisor. Generally, his/her identity can be found just by asking. You will need the adjuster’s name and the claim number that has been assigned to your claim (found on all correspondence from the insurer). Call or write to the supervisor, politely explain the situation, and ask that he/she intervene. Usually the supervisor will do so. When the adjuster is contacted by his/her supervisor about the claim, they will normally bring your claim to the “top of the pile”. This is similar to the “squeaky wheel getting the grease” theory. You can treat the issue in a similar way if an outside adjuster is involved. This is because the insurance company is responsible for the adjuster’s deeds. Also, there are very likely provisions in the contract inbetween the insurer and the outside adjuster requiring that claims be resolved within a “reasonable” time. Once again, call the insurer to determine who, within the insurer, is responsible for supervising the claim. Politely explain the problem and ask for their intervention. The person within the insurance company was typically responsible for hiring the adjuster and supervising the adjustment of the claim. Therefore, he/she does not want the deeds of the adjuster to reflect poorly on him/her. Five. If the claim remains unresolved, you can go to the State Insurance Regulator (albeit the name of the Office may differ by State). Since insurers and adjusters are regulated and licensed by the regulator, the regulator will contact the party(ies) to investigate. Your very first contact with the regulator will usually be its Office of Consumer Services (or similar name), which provides intake services. The complaint is then sent to suitable offices within the regulator’s offices that treats the regulation of insurers, adjusters, or whomever else is involved. The part(ies) will have to explain to the regulator the reason for the delay. The regulator may agree or disagree with their explanation. 6. You should always enlist the help of your insurance agent if you are having difficulty with the claim. You are his/her’s customer, and they will want to assist in order to keep you as a customer. 7. If all else fails, you can file a lawsuit. If so, seek an attorney that has a solid background in “insurance coverage” cases, not one who just dabbles in them. An insurance coverage case, especially if the claim has been denied by the insurer, are very complicated. Therefore the lawyer will need to be experienced in interpreting policy language and identifying facts under which to have a court determine that there exists coverage for the claim. 8. It is also significant that you keep a record of all contact to and by the insurer and the adjuster, as well as all correspondence. These will be needed when you go to the insurance regulator and/or an attorney.
Will your insurance company be notified if you are involved in an accident and the other party submits a claim to there insurance company will there company contact your insurance company?
Most likely not if there is not questions about liability for the damages. If the other party was clearly at fault and their insurance company is proceeding satisfactorily, there is no nead or requirement to involve your insurance policy. If you see a problem comming you need to notify your company asap so they can get set up and and have the ball ready to run with it
What should you do when you see the turn right sign?
If you intend to turn right, stir into the lane marked by the sign. If you do not, leave that lane.
How do you file an old claim to get the insurance company pay for the car accident?
What do you mean by an “old claim”? How long has it been since the accident? All states have statutes of limitations, which vary inbetween Two and Trio years permitted for a claim to be filed. If it’s been more than the time permitted, you have no claim, unluckily.
What should you do with your car when you have a traffic accident and the car still operates?
If your car is causing a danger to life, budge it out of the road. If not stop and photograph its position before moving it. Once you have ensured that anybody else involved in the accident is safe of if they are injured that medical help is called and the police notified, you must exchange names and addresses with anybody else involved and record their vehicle plate numbers. If your car is safe to drive (do not drive it if any vital part is arched or bruised), you can then get it home or to a garage for repair.
What should you do when you have been involved in a car accident?
If you have been involved in a car accident, the very first thing thatyou should do is contact 911 if there have been any injuries, sothat you can get medical attention. After that, you should makesure to take notes of what happened and photos if possible. Youshould also get the contact information for anyone involved in theaccident, and report the accident to your insurance company.
What should you do if a victim of a plain car accident claims injuries?
If a victim of a elementary car accident claims injuries, it is best to talk to your insurance as soon as possible. Your insurance company will then require that the victim’s insurance company provides proof of injury. If it is found that the victim is injured, your insurance company will instruct you on the next course of act.
Should you file a claim with your car insurance?
That’s always a balance inbetween what happened and how much it willcost you versus how much your rates will increase. If it will be alarge claim, then almost always you should file a claim. If it wassmall, then maybe not… but be sure to consider that even withsmall car accidents, there could be hidden harm, like thealignment being thrown off, etc. You might want to get your carchecked out to be sure.