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Do you still have to make a car payment while you wait for your gap insurance to pay on an auto claim?You don’t have to, but they may take the car back.

If you are making loan payments on a car but never drive it do you still need insurance?

If your lender requires you to have insurance during the loan period, then yes. Also. If you are driving , then yes. If the vehicle is not on the road being driven, then no. But, know that if you just drive the vehicle to your next door neighbor’s house and you have an accident (collision), then you better have insurance or you could wind up having to pay a massive fine and/or have your lincese suspended and/or have your prospects for a future car insurance company require you to pay alot more for car insurance.

If you were moving into the city for a few years and do not need a car which you are still making payments on – can you drop the insurance policy and proceed to make payments on the car?

Typically, (depending upon your state) if you wish for a vehicle to NOT be insured any longer, you would need to turn in the license plate before being able to discontinue the insurance. BUT this depends upon your state. Contact your State’s Dept of Public Safety or the equivalent.

Is there a time framework that you can make a claim on gap insurance?

Response .
Every insurance policy has what is called a claims tail, its like a statue of limitations, I would make the claim without regard to how long ago it was, and a good reason for doing so is that you had no idea that you would need to use gap coverage and you just found out..

Do you still have to make payments after returning a car?

Making Payments After Returning a CarNo, you do not have to make payments HOWEVER…..once they sell the car you still owe the left over balance. Just because you don’t have the car anymore DOSEN’T mean you didn’t borrow the money #TwoNo you do not have to make payments after returning a car as long as you are ok with having a repossesion on your credit history and as long as your ok with the finance company filing a judgment against you for the amount left owed after the sale of the returned vehicle.

Do you have to keep making your car payments when the car is totaled and you are in the process of suing your insurance company to pay for the car?

Yes. Unluckily yes. Even if you lose your lawsuit and are left with a uselss car you still have to pay off the loan or default on it and let the dealership reposess it. Even then the dealership will ruin your credit and charge you for the remainder of the loan minus whatever they sell the car for, which won’t be close to it’s value. Bottom line, pay it or file bankruptcy or find a good lawyer that know a debt dispute loophole .

If your spouse excludes you on his auto insurance telling you are separated to get cheaper rates and there’s a claim will they still pay?

%DETAILS% Excluded drivers are “NOT” covered on that policy. That’s the point of excluding them from coverage. This is insurance fraud and they will not pay.

How long can you wait to make a car payment?

Reaction .
Until the end of the grace period as spelled out in the contract you signed. After that, they can reposes the car. Talk to your lender if you are having problems.

If your vehicle get stolen and the auto insurance pays the blue book value would the gap insurance cover the rest of the payment on your car loan and what is the limit?

Response .
When a car is under lien and stolen/wrecked, the very first payee is ALWAYS the lienholder. You will receive nothing, and the lienholder gets reimbursed for the value of the car. Any outstanding would be your debt. Most insurers make deals with Lienholders to indemnify and lodge up the loan. Not always tho’. MAKE sure to ask the Insurance company how much was paid to lienholder, and ask for proof too!

If your friend takes over your payments while the car remains in your name can he get utter coverage insurance and list the lien holder you make payments to?

Response .
Your name must be on the Title or Loan in order to get car insurance under your name. Otherwise this is considered Insurance Fraud. It is punishable by the law.

If you are in a car accident in Pennsylvania and your insurance company pays the claim can the person driving the other car still sue you?

Response .
When an insurance company lodges with the other party, they ask for a signed release that absolves them or you of any further liability in connection with that incident.

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If you cannot pay off a car loan on time but still want to make payments can you set up a payment plan?

Reaction .
Probably. Contact your lender while the loan payments are still current, and they’ll be much friendlier and more cooperative. Don’t wait until you’re behind. Recall, they don’t want to take your car, they want their money..
Reaction .
Probably. Contact your lender while the loan payments are still current, and they’ll be much friendlier and more cooperative. Don’t wait until you’re behind. Recall, they don’t want to take your car, they want their money.

If the bank repossess your car do you still have to pay your car payments?

NO but why would they repo if you are making payments. You don’t still have to proceed to make payments, however, if your car is repossessed, normally the finance company will sell the car and you owe any deficiency balance. In other words, let’s say you still owe $5000 on your car and the finance company sells the car at auction for $4000. They will eventually contact you and you will owe the $1000 difference.

Do you still have to make a car payment while you wait for your gap insurance to pay on an auto claim?

What can you do if your car blows up while you are still making payments and you can’t afford to make those payments and buy another car?

Reaction .
Depends on what you mean by “blows up”. If you mean stolen, fire, theft, accident than it should have been insured for the minimum amount of the outstanding loan. You would collect the insurance and pay off the loan. Whatever is left of the insurance payment after the loan is paid is yours to keep for another car. .
If the car was not insured decently or you can’t collect insurance for whatever reason you can either sell it for junk and use that to help pay off the loan. Either way the loan has to be paid off if you don’t want to deep-throat up your credit rating and therefore any capability to ever borrow money again.

Can you file a claim with your auto insurance co if you accidentally close the bondage mask of your car while the rubber hood prop is still in place and cause harm to the fetish mask?

Reaction .
That might be covered under your “comprehensive” insurance policy if you have one. The deductable might be so high that it might not be worth the effort and the possibility of raised insurance rates. Fresh bondage masks aren’t that expensive. Buy one, take it to a friend with a splash gun and substitute it yourself. It might actually save you money.

Can you make your auto insurance pay you back for loan payments you made on a car they announced totaled?

Response .
Your insurance owes you the value of the vehicle minus your deductible. If you owed the bank more than this, you are responsible for the excess.

Can you receive money from an auto insurance claim after you sell the car?

That depends .
When did you suffer the loss? Did you own the vehicle at the time of the accident that resulted in harm to it? Did you file a claim BEFORE you sold the vehicle? If you filed a claim and subsequently sold the vehicle, you should have no trouble collecting for your loss. If, however, you failed to file a claim and then sold the bruised vehicle at a diminished price and now regret that stir, you’re pretty much out of luck.

How do you get another car loan or will you have to wait until the loan is closed if you have a loan on a car that was totaled and insurance and GAP insurance will pay the total loan balance?

Yes surely you can get another. I was having the same query so I searched for it on net and came across the site AutoFinance-EZ. Interest rates are determined by the actual lenders and are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Your auto loan pro will explain these factors, and tell you exactly what your interest rate will be. .
If you are not pleased by the deal you are getting for a 2nd loan on your car, attempt looking for a payday loan.

While you are waiting on the lump settlement is the insurance carrier for my workmens comp still required to pay out weekly payments as before?

yes they are. basically, if you are waiting for a lump sum settlement, then you have already been delared permanent and stationary(injury will get no better, or no worse). once the insurance adjuster receives all of your paperwork from the doctor who released you, your weekly payments will most likely be alot smaller than before. this is in prep for your lump settlement. depending on the carrier, you may be able to receive petite advances on the end amount if needed tho’.

What do you do when you total a car and still owe the finance company more than the retail value that insurance will pay and you have no gap insurance?

Reaction 1 .
I hate to have to be the one to tell you this, but there is not too much you can do. If you feel the insurance company’s valuation is wrong, and the settlement is unfair, you could discusss your situation with one or more ATTORNEYS [“usually,” a very first visit is free]. Don’t go to any attorney that doesn’t suggest free very first consultations, as there are many who do..
Otherwise, you’re just going to have to make the best of a bad situation. In order to do that, I sugguest:.
1. Discuss your situation with your finance company and, with a entire lot of luck, they MAY forgive PART of your note..
2. UNLESS there is a PREPAYMENT PENALTY clause in your loan note, take the ENTIRE settlement money and pay it ALL to the finance company. This gets your balance as low as possible..
3. TO PREVENT Harm TO YOUR CREDIT RATING, AND a lot of continuing collection pressures, proceed to make your payments until your loan is fully paid off. Not only will this protect your credit record, and prevent a lot of harassment, it is the right thing to do.

If you have an accident while driving another person’s car will your insurance or the holder’s pay the claim?

Response .
Auto Insurance goes after the car not the driver. My son’s gf was driving his car when they where in an accident and his insurance was responsible.

Your daughter caused an auto accident while on your policy She no longer is on it and is being sued from the woman she ran into Does your insurance policy still have to pay?

Reaction .
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.

How long can you wait before you make an insurance claim?

AAA’s policy is 1 year from the date of incident, call and check with your agent otherwise…

If your car is out for repo but has been totaled in a car accident are you still repsonsible for the payments or will the insurance company pay off?

Your insurance will only pay off what the blue book value of the car is, whether that’s enought to pay off the vehicle is unknown to me. If you owe $7k and insurance says the car is worth $5k you owe the $2k difference.

Can you switch auto insurance while a claim is still open?

yes, but the fresh company will not recognize the old claim, and depending on the old company, they may haul their feet knowing they are getting no more money from you and then its all cost.

Can you switch car insurance companies while a claim is still being lodged?

Yes. You can switch at any time. The insurance company cannot deny the claim because you switched companies.

Do you still have to make a car payment while you wait for your gap insurance to pay on an auto claim?

How can you make a auto insurance claim?

Call your claims department. This is found on your auto id card or insurance paper work.

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Will supplemental insurance pay for auto claims that medicare doesn’t?

If you are speaking of automobile claims, Medicare and Medicare supplements are not related to automobile claims. Automobile insurance should pay the claims related to the vehicle, especially if you were injured. Medicare and Medicare supplements pay hospital and medical bills related to your healthcare.

If an auto insurance check is not cashed is the claim still open?

If it’s not been a year and you did not cash the check. Then it is still opened.

How can I get auto insurance and the car title in my name if I am making payments on a vehicle that my friend is selling to me but is still making payments on?

1st you will need to take yourself to the insurance office and get insurance inyour name…you can tell the agent you are buying the car and have to have insurance in your name before the transfer is done. Then you take the title finished by you and your friend and the form 130u finished by you and your friend to your local tax office. Your friends name will be packed in in the box that asks for the lienholders information. This will permit you to have a title issued in your name but it will go to your friend until you pay them off. After which, they can sign to release the lien and there you go…it protects everyone. .
If you have any questions please call 2815363857 or email me at [email protected]

Does homeowner insurance pay the claim on cars vandalized in their driveway?

No, .
An auto theft or vandalism would have to be covered by the vehicle owners comprehensive auto insurance policy. that’s what Auto Insurance is for.

Can you insure a car under a different name if you are still making payments?

Not enough information is given. The insurance is going to have to in the same name as the name of the holder on the loan papers. Who it is that actually MAKES the payments is immaterial to the insuror or the lender, just so long as the insurance policy is current.

No auto insurance but do have gap insurance?

So called gap insurance covers only the difference inbetween thevalue of your vehicle and what you owe to the bank. It offers noother protections such as private injury & liability, orcollision.

Can you file a claim with your auto insurance with a driving while intoxicated?

You can file a claim with your auto insurance even however you had a DWI. You may or may not get something. There is a difference inbetween filing a claim and collecting money.

Do you make an insurance payment if your car is totaled?

You should check with your insurance company. If you still have a policy open for the car the premium is still due. But I’m not sure why you’d have a policy if the insurance company said the car was totalled

Can you sell a car while there is still an insurance claim to process?

Yes you can. Having a pending claim has nothing to do with the car itself, unless the car is subject of some evidencairy issue, which in fact would be the car being in the police impound lot and you woun’t have possession of it. Do you owe money on the car, that is a totaly different issue. If you do, no you can’t.

If you rent a car and use your insurance and someone hits you will the rental car company wait for the inurance or make you pay for it?

Car rental agencies are well known for screwing their costumers in cases like that. 1). In order for them to rent out a vehicle, they are obligated by law to provide and maintain liability coverage on all vehicle in their fleet at all times. Two). If you were in an accident which was not your fault, the rental Insurance co. should pursue a Subrogation claim against the other driver’s insurance and recover their damages. All you need to do is, contact your insurance co. and ask them not to pay tham a dime. That’s all. Case closed.

Gap insurance is from the auto loan or your insurance on the car?

GAP (assured asset protection) auto insurance coverage is one the most necessary, yet least understood insurance products available to vehicle owners. It is generally purchased through the auto dealership or leasing company at the time of the initial purchase or lease. It’s purpose is elementary: If your car is totaled, gap insurance will cover the difference inbetween what your insurance company says your car is worth (actual cash value) and what you still owe on your loan or lease.

Do you still have to make a car payment while you wait for your gap insurance to pay on an auto claim?

Does gap insurance cover if your behind on car payments?

Unluckily, no. What gap coverage does is pay the balance on your car loan if your car is totaled and the insurance payment is not enough to pay off the balance of your loan. Fairly often our vehicles depreciate quicker than we can pay them off. Insurance only pays the depreciated (blue book) value, so sometimes what you will get from your insusrance company doesn’t pay off the loan.

If you own your car or house and are no longer making payments should you still have insurance on them?

If you own your car or house and are no longer making payments, should you still have insurance on them? Explain why or why not.

Can your auto insurance company cancel your insurance while you have an open claim?

Yes, your claim is based on the date that it happens so it’s more significant for you policy to be in force on that day.

Can you make an auto claim with only basic auto insurance?

If your basic auto insurance just covers bodily injury and property harm then you usually cannot. It is meant to protect you from having to pay out when you harm another partied property or cause them injury.

How long do you have to wait to take back ownership of your car i am the registered proprietor when the person driving the car stopped making payments and no insurance?

If the car is titled to you, you can very likely do it at any time. If you transferred title to the other party, you may not have any rights.

Can I file a claim with my auto insurance if my car has mold growth?

If the mold growth is not a result of a covered cause of loss (such as collision or an occurrence provided for by the comprehensive coverage), no. Further, mold ordinarily grows over a long period of time. Since car insurance does not cover your failure to maintain the car and to prevent the mold, the insurer will not cover it.

Can i reinsure my car after cash out in auto insurance claim?

I assume that by “cash out” you mean the vehicle was a total loss. I also assume that you worked out a way to keep the vehicle after they paid you for the loss. If you have had the vehicles repaired you can insure it with no problem. If you did not have the repairs done you can purchase liability insurance but not physical harm coverage. Another issue will depend on your State’s laws and regulations. In most States when a vehicle is totalled the insurance company notifies the State and the title is cancelled. You can have it studied and get a salvage title. Until the inspection is done you cannot register the vehicle and get a tag.

Can you finance a car and still make payments on it even tho’ you don’t have insurance on it?

Yes one can, but almost all companies providing financing willrequire you to obtain and have insurance with specified levels ofcoverageinstantaneously after purchase (if not before evenapproving the loan) if you don’t already have it to protect theirinvestment. If you do not get the insurance required within their time limit , they have the right to call the loan anddemand its utter repayment or repossess the car. For example the CU I financed my very first car with wished proof that Ihad made at least an initial payment on insurance with $250collision and $100 comprehensive coveragebeforeevenapproving the loan. So while it can be done its uncommonly practical to do. Its indeed upto the lender. Of course, your state will still require either liability insuranceor posting a bond for the car to be legally driven! But thats aseparate issue from financing when you don’tyethave insurance.

How do you claim auto insurance when you wrecked your car on your property?

It would be an auto claim for the harm to the other and a homeowners claim for the harm to your property. You cannot be liable to yourself, so you cannot claim the property harm on your auto policy.

Do you have to pay the excess for a claim against your car insurance?

Your insurance co will cover damages up to the policy limit. If there is excess, you may be suit in civil court for the remaining amount. Once a judgment against you is obtained, you have to pay it.

Does gap insurance still apply if your car is paid off?

It will depend on the type of gap insurance you have. Finance gap insurance would expire as there is no finance to cover but come back to invoice and vehicle replacement would still carry on until the end of the policy or a claim is made.

How long to wait after insurance payment to repair your car in Texas?

Wait for what is not explained. You insurance company will direct pay the repair shop or may send aco-pay check if theat is thier system. If you mean how long will it take to repair your car that depends100% on the repair shop. Not where you live

I cant afford the Insurance right now. can you take a loan car off the road im still paying for it im not going to drive it for a while im still going to make the payments is this possible?

The response depends on a lot of things, including your state lawsand the terms of your loan contract. Most states require a vehicle’s holder to carry liability insuranceif the vehicle is being driven on public roads. Often, you can takeyour car “off the road,” by turning in its license plates andregistration to the department of motor vehicles. That means you can’t drive ithe car on public roads and you can’tpark it in a public place (for example, the street in front of yourhouse). Generally, you must keep the vehicle on private property,like your driveway. Once the car is un-registered, then you can legally cancel yourinsurance. It’s very likely best to tell your insurance company whyyou’re doing this (or, better yet, ask before you do it) and findout if there will be any problem when you want to commence yourinsurance again. Many insurance companies will charge higher ratesfor a vehicle holder who is NOT presently insured, because theythink he or she is a greater risk. So far, so good. But — and this is a BIG but — pulling down yourinsurance depends on the terms of your auto loan. The lender mayhave specified in the contract that the car MUST be insured forliability, comprehensive and collision during the life of the loan.And if you cancel the registration and insurance, the lender willprobably find out. So your best bet is to contact the lenderbeforehand and find out what they have to say. (One treatment youmight take, especially if you have a good payment record, is to askthe lender to extend the loan, so your payments will be lower.) From the lender’s point of view, even if you’re not driving thevehicle, there are still risks. A tree might fall on it in yourdriveway. Somebody could steal your car and get in an accident. So,ultimately, the lender will usually have the final say.

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