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What auto insurance carrier uses policy numbers that embark with auto?It’s very difficult to tell what company uses certain prefixes on their policy numbers. Many companies have numerous prefixes and some companies use the same as other companies. They also wary from state to state. If the insurance company name is not listed on accident report contact the policy officer and he may have it in his notes but not on the accident report. Otherwise begin calling agents in the area where the person lives.

Can you drop your auto insurance carrier half-way through your six-month policy period if you found a different carrier with a better suggest?

In NJ you can – the old insurance company is supposed to pro-rate your fees and mail you a check for the difference. You have to notify them after you get the fresh coverage set up.

What are the seven parts of auto insurance policies?

Reaction .
I guess it depends, most policies have these coverages, some standard some optional..
LiabilityProperty HarmMedical PaymentsCollisionOther Then Collision (Comprehensive)Uninsured MotoristsUnderinsured MotoristsRental Reimbursement.
Each state varies, some might be suggested or not.

How can you find someone’s auto insurance policy?

Reaction .
You can’t unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter inbetween the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.

What is collision and comprehensive on an auto insurance policy?

I am a licensed insurance agent. Comp is if your vechile is stolen, or bruised by something other than a car which you will have to pay the dec. Coll is if you get into a car accident and say the person did not have insurance then your coll would kick in. But in most cases there property harm will cover you depending on the state. I am from Florida and it is a no falt state so it doesnt matter. You need to check with your agent and see your dectibable. I would suggest uninsured motorist just in case they don’t have insurance your medical will be paid. But that has nothing to do with the com/coll. hope it helped.Tammy

Is it possible for an auto insurance carrier in Fresh Jersey to reinstate a policy that was canceled due to a missed payment or must they issue a fresh policy at a fresh premium?

Response .

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This may depend on your insurance companies own internal rules and policies. NJ does have some interesting insurance law but I don’t know if it gets this detailed as to regulate the reinstatment of a policy that has lapsed for non payment of premium.

How long can you insure your child on your auto insurance policy?

Keep the Kid on your policy for nowI am an agent in Texas and I insure 50 year old babies on 70 year old momies policies. What we look for is place of residency. If they live together, or at least share the same mailing address, then we can insure them together. One of the problems I get upset about with insurance companies is they will insure a 21 year old “kid” for $200 per month on momies policy(just for example). They graduate from college, get a job and budge away from home then all of a unexpected, this same kid must pay more for insurance because they are an independent household. That does not generally make the kid a more dangerious driver . . . they ought to get a prize for getting a job and moving out on their own.

Can your auto insurance carrier make you use after market parts on your GM auto for collision repairs?

Response .
Usually an insurance co. wants a quote on the repairs,if they want after market parts, then they are cheap and I would use another insurer. .
Once you give the Ins co. the estimate or two estimates if from the original dealer, the original dealer should use genuine parts, and ask for the empty boxes. .
If you get the check from the insurance co. it is up to you to do the repairs, they will not pay again for same thing. If you get the check and cash it and do no repairs, itson you.

How can you locate a person’s auto insurance carrier?

Response .
If it’s pursuant to an auto accident, your local police department might be able to assist you, so long as you have information on the person such as a license plate or license number. Your own insurance company should also be able to find the carrier, so long as it’s to submit an accident claim.

Can you get an auto insurance policy if you do not own a vehicle?

Reaction, I did in Oregon & Washington .
I did in Oregon last year (2005)with Progressive. But it cost an extra $15 a month. You can in Washington also for extra $.

How can a third party carrier be defined in the context of auto insurance?

In the context of auto insurance, a third party refers to anyonewho is not a part of the insurance contract. This could includedrivers of other vehicles on the road.

What does class mean on auto insurance policy?

Reaction .
Clas on an auto insuranc epolicy refers to the vehicle type..
IE , sedans, sport, luxury, non-owner, etc.., etc,,,

What does an insurer have to to do before they can cancel an auto insurance policy?

Reaction .
They must let you know with enough time prior to the cancel date, (which is different than a non-renew, cancelling infrequently occurs), for you to seek coverage else where.

What auto insurance carrier uses policy numbers that embark with auto?

What is Surcharges and Discounts on Auto insurance Policy?

Surcharge: Extra premium amounts charged to a policy due to ticket, at fault acccidents, higher risk, youthful or inexperienced driver, etc… Discounts: Credits that can be applied to part or all of the coverages on a policy: Anti lock brakes, alarm system, airbags, multi-car, association membership (like AARP) Hope that helps..
Surcharge :Extra reasons : bad credit history, claim frequency is high, tickets, DUI (driving under influence) , speeding, teenagers, over 70+,.
Discounts :Additions to above : Internet buying (few companies), good driving record, good grades for teenagers, numerous car policies with same insurance company, numerous coverages (auto +home), no traffic violations for more than Three years, defensive driving, driver training courses, higher deductibles.

How do you find auto insurance policy of a person?

ReactionIf you were in an accident with this person and a police report was filed, the police department will likely have this information. If a police report was not filed, you can either file a report after the fact or take the person to puny claims court. The police and/or judge may be able to compel person in question to disclose the information.

Do you have auto insurance if you are on someone else’s insurance policy?

Response .
ResponseIf you have Auto Insurance and it’s on your parents Insurance Plan then yes you have Insurance, but if you are on a friends Insurance Plan, I don’t think you’d be covered in an accident unless that person is your gf, beau.

When does an auto insurance policy take effect if you get into an auto accident at 2am and embark an insurance policy at 8am?

The policy was only incepted at 8am so it will only cover you from 8am onwards, you would have been classed as an uninsured driver at 2am! INsurance companies wont pay out on claims which happen hours before you embark a policy with them!!

Can a insurance company back date a auto insurance policy?

No , the reason is that there could have been an accident or any other situation. An auto insurance policy must be in force it cannot be back dated.

Can you be covered for auto insurance under two different auto policies?

Numerous Auto Insurance Policies. Yes it is not uncommon, you can have numerous Auto Policies in place. But you can not receive dual compensation as that would be illegal. If you wound up with Two policies by accident and you intended to cancel one then the newer policy is considered primary. If you have numerous policies for extra protection then you need to rely on policy language, intent and purpose as well as your state regulation to determine which policy is primary. Your agent should be able to clarify this for you. In most US State jurisdictions if both policies are valid and policy language does not specify position then by default the policy with the broadest scope of coverage becomes primary and the other secondary coverage. Secondary coverage invokes when the thresholds of the primary policy are fatigued. When economy is an issue it usually is cheaper to combine coverages with a single auto policy. Extended coverage may be better served by a individual umbrella policy. ReactionSince auto insurance typically cover a vehicle, I am assuming you are using an example in which you are driving another vehicle insured by someone else. You, yourself, also carry insurance. In this case, then the vehicle involved with the accident will be the primary insurance in the claim. Your policy would be the secondary. If you what you mean is that you have accidentally gotten two different policies for two different cars, then you need to combine everything and have one policy for all cars in the household that you own. I know that there are times when a dealership has you get insurance to get off of the lot…or your agent isn’t available…but you need one policy for all of your wielded vehicles. If you have numerous policies for your cars, you could have claim problems and coverage conflicts, as each policy could have different thresholds and coverages. If what you’re telling is that you have two different policies for the same car, then you will undoubtedly have claim issues, as all carriers report all claims to CLUE (Comprehensive Loss Underwriting Exchange) and will see your claims for the same vehicle under a different policy. It could be considered fraud and you could get into some hot water, as the claims unit may think you’re attempting to build up a dual claim benefit from one incident. this is specifically prohibited if you read the policy contract wording in those many pages you get with the package of papers at each renewal. You indeed should have ONE policy. Hope this helps…

How do you Find insurance company from auto policy number?

I am looking for the phone number for colonial county mutual – the policy# 78g103794.
Can you help?

Can you get an auto insurance policy with no vehicle?

Yes, In the United States, It’s called a Private Non-owners Insurance Policy, sometimes referred to as a “Drivers Policy” or an “Operators policy”. Non Owners insurance however is intended for “unplanned, unexpected” usage. It is limited secondary coverage (liability only) that only invokes once the vehicle owners policy boundaries are fatigued. A private Non owners Auto insurance policy generally does not provide coverage for a rental vehicle since a rental vehicle typically includes a reservation and several deeds in a course of a “plan” to rent the vehicle. It does not provide coverage for a commercial vehicle of any type since it is a private lines policy, (Individual lines auto polices do not cover commercial vehicles) nor for any vehicle that you drive on a regular (expected) basis or that you have regular (expected) access to. If you are considering a Non Owners Auto Insurance policy, be sure to discuss the coverage suggested with a qualified insurance agent. Your agent can explain the limitations of coverages afforded and help you determine if it’s right for you. The rules of Policy construct may vary in other countries. ReactionYES, I can verify this, it’s a national policy and will be good for any vehicle you drive anywhere. But you do not need it. If you do NOT OWN A Vehicle of your own, registered in YOUR NAME, At your address, (They do not check) you will automatically are covered under that vehicle owners policy no matter what happens.”

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Can you get auto insurance on your parents’ policy?

Yes, however I have seen a few cases where you may run into trouble. For example in an odd set of circumstances where a child lived with Grandma and because she was not the legal guardian they would not permit it as a permitted driver… this is uncommon and we were obviously able to find her another company but it can happen…. long story brief, you should have no problem.

How do you check an auto insurance company name by policy number?

If you take it to your insurance company they should be able to locate the policy number be reading the letters. My son was involved in an accident with someone who did not speak English. The police gathered the man’s information and my son assumed that the name of his insurance company would be on the police report. It was not and our insurance company (Liberty Mutual) said they could not determine the name of the other driver’s insurance company by the policy #. Does anyone know what company issues auto insurance with the prefix APV in the policy number? i believe APV is travelers

Can you be auto insured under your uncles policy?

It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.

Does a auto insurance policy get canceled when the policy holder dies?

Generally, an auto insurance policy does not automaticallycancelupon the policyholders death. The policy will typically proceed to provide coverage to the executors of the policyholder’s estate until the end of the policyterm .

What is a writer on an auto insurance policy?

Auto insurance companies hire insurance underwriters, who can also be referred to as writers, to underwrite the risk a driver poses to the company. Underwriters determine how much a policyholder will pay for their insurance rates based on how much risk they carry. If a driver has tickets and accidents, an underwrite will rate them accordingly. Underwriters are very significant in insurance because they make sure that policyholders pay the correct rates to prevent the insurance company from going bankrupt.

What auto insurance carrier uses policy numbers that embark with auto?

How do you find an auto insurance company if you have the policy number?

I’m sorry but you very likely can’t. Insurance company policy numbersare not standardized nor are they proprietary. This results in thefact that companies can use whatever they want for their owninterior uses. Many companies use the same or similar prefixes suchas PA which represents Private Auto, CA for Commercial Auto, HOfor Homeowners, and some use State abbreviations to commence policynumbers in different states. Whatever works for them and theircomputer systems is what they use, so it is very hard to tell withjust a policy number. Some companies use numbers only.

Can you get auto insurance if your auto policy is canceled?

Yes. Sounds like you haven’t had insurance for a while. You’ll most likely need non-standard auto.

What happens if you crash fresh auto and you have not added fresh auto to insurance policy?

You will still most likely be liable to the finance company. If you did have a policy, you have 30 days to notify them of a fresh vehicle however. For a car not covered by a policy you will have to cover all costs yourself, and also face legal difficulties due to not being insured.

How do you get out of an auto insurance policy early?

If you have an auto insurance policy, and you want to either switch companies or cancel your coverage because your vehicle is no longer in commission, you have the right to do so. While the process of cancelling a policy will vary amongst insurers, most insurers will request a letter of cancellation in writing with your policy number, requested date of cancellation, and your signature to cancel your policy. If your vehicle is non-operable, some states will require proof of the date you reported the vehicle as a non-op to the DMV. If you are switching companies, you may be requested to provide a copy of the declarations page from the fresh insurer demonstrating the effective date of the policy to backdate the cancellation. While some companies do not charge a fee for cancellation, others will brief rate your premium and charge a percentage of the unearned premium if you cancel your contract before renewal.

What is a non-standard auto insurance policy?

A non-standard auto insurance carrier is an insurance company that insures higher risk drivers – such as drivers with numerous tickets or accidents and/or poor credit.

Does the cosigner on an auto loan have to be on the insurance policy?

By co-signing the loan, they are ensuring that you will repay the loan. They do not need to be on the auto insurance policy, but it would be in their best interest.

Why was USAA Auto Insurance embarked and by whom?

USAA Auto Insurance was began for people in the miltary to help with insurance costs,checking accounts.They were embarked by the miltary for cheaper ways to have insurance and the other services that they suggest to the miltary and their familys.

Is your US auto insurance policy valid in Central America?

No. All United States auto insurance policies stop at the Mexican border. They usually cover driving in Canada but will not cover you once you cross into Mexico. I believe you purchase insurance from the Mexican government. Good luck if you have a claim.

Can you liquidate your child from your auto insurance policy?

Yes, You will need to file a form 515A with your auto insurer. The form 515A excludes your child or any other person from all coverage afforded under your auto insurance policy. Bear in mind, that once the Form 515A has been filed, There would be no coverage if the excluded person is later involved in an accident in one of your vehicles regardless of the reason they were driving. The exclusion applies to liability for damages and injuries to others as well as harm to the vehicle being driven. If your agent turns down or declines to provide you the form 515A, you can submit the form directly to the insurance company, bypassing the agent or alternatively just find another company that will permit the exclusion.

Does gio insurance suggest auto policies?

“Yes, GIO Insurance does suggest automobile and motorcycle policies. They have a broad range of policies that range from about fifty dollars a month to anywhere to three hundred dollars a month.”

What is an infinity auto insurance used for?

Infinity auto insurance is one of the top 50 insurance companies that suggest insurance especially for classic cars. Insurance rates can be had online or by calling them.

Can a lender enforce a auto insurance policy?

A lender can force you to have a current auto policy because they want to make sure their vehicle will be paid for if an accident happens.

What auto insurance carrier uses policy numbers that embark with auto?

What auto-insurance has 0347602-il-pp-002 as a policy number?

Oh Boy, that’s a fresh 02 on the end, referring to the amount of people involved in the case..

Is there an auto insurance company in pa that will permit me to exclude my hubby from my auto insurance policy?

I’m sure there are several auto insurance companies that will permit you to exclude your spouse. You need to know what exactly this means. It means that if he drives one of the vehicles on your policy for any reason at all that there will be no coverage provided by your policy. In exchange for this exclusion you will not be charged anything based on his driving record. Reminisce that it makes no difference if you get back together for a weekend, if there is an emergency and he drives you to the hospital, if his car is ripped up and you let him borrow it, there is no coverage until after the exclusion is lifted by the insurance company. You do not have the authority to lift it yourself, only the company can. If you still want to do this I recommend that you go see and independent insurance agent who represents many companies and let them search for the best rates and coverage of companies for what you want.

What is a non proprietor’s auto insurance policy?

A non possessor’s automobile insurance policy is a policy for a person who is required to carry insurance due to licensing but who does not own a vehicle. We deal with this periodically when a person is attempting to reinstate their drivers license which was revoked due to the person not obeying the insurance requirement laws so the department of motor vehicles requires them to provide proof that they have auto insurance even if they do not own a vehicle. This is usually the result of several tickets for driving without insurance that caused their license to be suspended.

What insurance company uses CAL in auto policies?

Legacy Insurance (888-793-7888)Companies are always switching their policy numbers as some of the fatter companies buy out some of the smaller companies so Legacy might not be the only one but it does contain “CAL” for sure.

How to train businesses on auto policy insurance?

The best way to train businesses on auto policy insurance is to review the entire policy in detail, especially going through any exceptions to the policy.

Can you find an auto insurance company name from a policy number?

Usually not. While some insurance companies use certain policy numbers to tell someone within the company what type of policy it is, you usually cannot tell what company it is based only on the policy number. For example, a large number of insurance companies use “PA” as the embarking of a policy number sequence for auto insurance. The reason for PA is that it tells company people this is a “Private Auto” policy. But with many companies using the same prefix it would not tell you which company it is because the rest of the policy number is just a combination of numbers and letters to demonstrate different individual policies.

How can you find out the auto insurance company by the policy number commencing with Ax?

The pre-fix or any other part of a policy number will not tell you what insurance company writes the auto policy. To my skill their is no regulations, requirements, or laws about what should make up a policy number. For this reason companies use whatever they wish to make up the numbers. Generally it is whatever fits in their system and what they have always used. For example, many companies use PA for private auto policies, HO or HM for homeowners policies, etc.

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What auto insurance company in Florida has policy number that begin with 107?

It is virtually unlikely to determine one company from another based on prefixes or suffixes of their policy numbers. Policy numbers are not standardized in any manner. Companies can use whatever policy numbers they wish and whichever sequence works within their operating systems. Different companies write different lines of business. Several auto companies use PA to embark their policies that are “Private Auto” policies and HO for “Homeowners” policies. Others just use numbers that don’t mean anything. Some combination of numbers and letters may tell their people what kind of policy it is and what year it was issued. Some things tell the company how many times the policy was renewed such as SSA1134524-3 being renewed three times. Others just use fully random numbers that mean nothing in particular but differentiate one policy from another. One policy number may represent all the accounts of one policyholder whether they are auto, home, etc. I hope you understand that the numbers mean nothing to anyone except for that insurance company. Blue Cross used to use a person’s social security number as their policy number, until it got to be bad business to publish peoples social secrutiy numbers. Then they switched to random numbers.

What auto insurance company in Florida has a policy number that starts with FL?

Very likely lots of insurance companies use FL to embark policy numbers in Florida. Doesn’t it make sense. Insurance companies can use whatever they like to make up their policy numbers. Some companies may use the same prefixes or suffixes as other companies do. FL embarking a policy number from Florida may include all Assigned Risk policies which may be assigned to all insurance companies doing business in Florida. It is unlikely to tell the company by the Prefix. Many use PA to embark all their Individual Auto Policies for example. CA starts many companies Commercial Auto Policies. You see the way it works.

What auto insurance company has this policy number A05-231-042305-70?

Who knows. Policy numbers are not standardized and thereforecompanies use whatever they want to use.

What auto insurance company has a policy number embarking with PA-CA?

Many companies use these prefixes. Policy numbers are notstandardized and companies use whatever fits their system. PAstands for Individual Auto and CA stands for Commercial Auto.

How do i find out exactly what my auto insurance covers with my policy number?

Talk with your auto insurance agent if you don’t know how to readyour insurance policy.

What company has auto insurance policy number that starts with a q?

Policy numbers or prefixes are not standardized inbetween companiesand therefore they can use whatever fits their computer systems.Many use numbers only.

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