Unless you drive a luxury vehicle with comprehensive and collision coverage and your daughter is driving an old beater with just liability, it will likely be cheaper to add her and her car to your policy, assuming you live together. Contact your insurance agent for a quote on both scripts to be sure.
If your daughter is still a dependent on your taxes or you have an ownership interest in her car, be cautious as you still could be found liable for any harm she causes, regardless of if she has her own insurance or not.
If your Eighteen year old unlicensed son drives an insured car with the holder’s permission and an accident occurs does their insurance cover it and what is your liability since he is Legal you live in CA?
The insurance policy on the vehicle should still apply. Since the person responsible for the accident is Legal the liability should end with the Eighteen year old but I am not a lawyer and don’t live in CA so I can’t say for sure that I am accurate.
Can an 18-year-old get auto insurance without possessing the car?
This question is a little confusing. You specifically state “the” car, so there must be a specific car that you drive on a fairly regular basis??? Otherwise, I will reaction as tho’ you don’t own any car, and you don’t have a specific car that is available for your regular use. A Bond is one method of being ‘insured’ while you drive “A” vehicle. They are available from numerous carriers. Not all carriers provide this; it is reserved for high risk drivers and some carriers provide no products at all for ‘non standard’ drivers. It doesn’t insure you in any particularly car; rather, it goes after the bondholder. Another product, available in SOME states and only by SOME carriers, is a “Non Possessed Auto Insurance Policy”. It will provide an actual policy with policy language much like a regular auto policy, except that it will act much like the bond mentioned above. It covers the driver and not a specific automobile.
If your parents purchased a car for your 16-year-old daughter and registered it in their names how should the vehicle be insured in Virginia?
If they do not claim the teenage driver on their insurance, then she gets into a wreck or otherwise gets gets the attention of the insurance company, the insurance company will terminate coverage and the parents will be required to get high risk insurance. They may also turn down to cover certain types of loss if the teenage driver is not included in the policy..
Shop aroundThere is coverage for the kid that they pay and is discounted because the parents also have a policy with them. Liability is separated from the parents.
If your daughter bought a car and put it in her name and she lives with you can you add the car to your insurance?
It is my understanding that in most states an insurance policy is issued to the name which shows up on the vehicle’s registration.
Your 16-year-old daughter does not live with you or her mother has a car in her name and insurance in her name so who is liable in case of an accident?
The names of the “insured” on the declarations page of the insurance policy and those listed as “other operateors” of the vehicle list on the same “deck page” of the policy are covered. Liabilites and their boundaries are listed in the policy.
Can a 17 year old in Delaware get their own car insurance for their car?
Should be able to contact Delaware’s dept of insurance, or an agent they will be able to tell you for sure.
My daughter who is 22 years old and does not own a car is it effortless to add her to my auto insurance and how much more would it be?
The details will vary from one insurance company to another and also on the kind of cover and so on. Please phone your insurer about this..
When should you get car insurance?
You should get car insurance when you have your drivers license and you are regularly driving a car. With you license it is legal to drive someone else’s car on a infrequent occasion as long as they have insurance, you will be covered. This however cannot be habit, and must not be part of a regular routine (borrowing the car every Thursday).
So if you own a car, have your drivers license, or regularly drive someone elses car, you should have insurance or be put as an occasional driver on someone elses car.
Your Legitimate year old daughter wants to get her driver’s license but doesn’t have a car How much will your car insurance go up if you add her to your insurance or does she need to be added to be covered?
this will depend on how long you yourself have been driving and what type of car you have. i am sure you yourself needs to have a clean licence and have had a licence for three years before you can legally take a learner driver out in the car. i myself am a learner driver and my fucking partner didnt pay any extra on his insurance to get myself added but i am a lot older than your daughter, you can always check for free on the car insurance web sites.
Can a 16 year old get car insurance on there own?
No. You are still considered a minor and cannot sign on the dotted line of a legal tying contract. Thus you will have to have a parent/guardian to sign and be financially responsible.
Should you insure your car in Chicago where you work when you live in Seattle?
You should insure your car from where you live. Your insurance should cover you anywhere you drive within the contiguous United States. My, that’s a long long commute – lol.
Can a Eighteen year old female get her own car insurance?
As long as she possesses the car, has a license, and can afford the insurance she can buy it.
How much does car insurance cost for an 18-year-old?
There is no set price for car insurance for an Eighteen year old. Theamount will be determined by the car insurance company, and theperson’s driving record.
You are borrowing a car how should you insure it?
You must showcase ownership of the car before insuring it in your name in most states. If you attempt to get around that, your insurance wont pay if you wreck, trust me I know very first forearm.
Should you put your Eighteen year old son on your car insurance or would it be best for him to get his own policy?
If he resides in your home or at a college dorm….Depends on his driving practice. If he has a clean record, maintains a high grade point average, it may be beneficial to add him to your policy as a driver to his own vehicle. Most preferred companies suggest a substantial discount for good students. All vehicles would also receive a multi-car discount, and he would be covered with the same thresholds of liability that you carry. If he is a utter time student (even thru college years), he is still considered a dependent in the eyes of the law. Therefore, if he is at-fault in an accident, the injured party could still come after you as the parents. Having higher liability boundaries would be in your best interest under those circumstances. IMHO
How many years should you keep total insurance on a car?
If one has a car loan for a fresh or used car in most states they arerequired to keep total coverage insurance. After Five to 6 yearscoverage can be dropped to liability if needed.
Your adult daughter has auto insurance and is gifting you her car you have a car and insurance She lives with you Do you have to put her on your insurance policy?
As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually go after the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.
What should your Deductible for car insurance be?
Well the higher your deductible, the lower your insurance premium will be. However, your deductible should be something you can afford in case of a loss.
Cost of 17 year old on own car insurance?
When my son was old enough to drive solo and have his own car at age Legitimate, the cost of auto insurance was about $290.00 per month. That figure may be lower or higher than other parts of the country.
What insurance should you get for a rental car if you have a valid drivers license but do not own a car and therefore have no car insurance?
Rental companies suggest CDW (Collison Harm Waiver), Liability and PAI (Individual Accident Insurance)..
Most of the major credit cards will automatically cover you for CDW (protection against theft and harm to the car) when you use that card for renting a car (check with your credit card company tho’).
Liability is essential in your script as you don’t have any other car insurance (this would protect you if in case of accident in which you are at fault and this fully covers expenses for the affected party you crashed with).
PAI could be handy if you dont have a decent medical insurance. If you have a medical insurance with good coverage, this is not not needed..
Bottomline is go for CDW and Liability if your credit card does not cover CDW or go for Liability Insurance alone (which would be inbetween 9 and 14 $ a day in USA)
Can an Eighteen year old get car insurance?
If you own a car and have a valid drivers license than you can get insurance at any age, even Eighteen. You will pay fairly a bit for insurance if you don’t have any older drivers on the policy tho’ so it is usually cheaper to stay on a parents policy until you’re married or you have Trio years of driving practice.
If Eighteen year old wields car and wields own car insurance policy and has an accident that exceeds the value of the policy can parents of Eighteen year old be held liable if Legitimate year old lives with them?
IT DEPENDS ON THE STATE HE/SHE LIVES IN. SOME STATES ARE NO-FAULT AND THEY MAKE IT DIFFICULT FOR LITAGATION. IF THE Eighteen YEAR OLD IS A DEPENDANT SUPPORTED BY THE PARENTS i.e. A COLLEGE STUDENT THEN THEY COULD BE IN TROUBLE.
If a parent possesses a car and only insures Eighteen year old child to drive the car does the 18year old have to live with the parent who wields the car?
In most places no. But my suggestion is either get a job and car and place of your own orappreciate the fact that your parents are attempting to take care of you. btw Eighteen y/o is not a child, technically.
Could the parents of an Eighteen year old be sued if their daughter was in an accident driving the parents car on the parents insurance policy?
No i dont think because she was the one driving the car, i didnt mtter who it belonged to.
If your Nineteen year old son lives with you and does not have a license and does not drive your car do you have to put him on your car insurance?
Insurance companies may collect information on all individuals living in your home but the rates will reflect drivers only. Further, most insurance companies will require all licensed drivers in the household be listed as a driver.
Can a 16 year old in Illinois get their own car insurance for their car?
Yes they can. Their insurance can be less costly if they take it with their parents in connection with a multi car policy.
Can a 17 year old get their own car insurance in ga?
No. An insurance policy is a kind ofcontract , and a contract cannot be enforced against aminor . An insurance company would be foolish to issue a policy whose conditions could not be enforced.
How much is car insurance for a Eighteen year old?
It depends what car you get could get say a ford fiesta that ithink is round about Two grand for a 17-18 year old.
If you are put on your daughters car insurance policy now and you want your own insurance later will you have a problem getting it in the future?
Being listed as a driver on one auto policy will not hurt you whenyou go to get your own policy. If you have a car that you own, andyou are listing that on your policy, you should be very careful asyou cannot insure a vehicle you do not own. If you have anaccident, you daughter’s auto insurance will not cover a car thatyou own unless she is a co-owner on your car’s title.
What type of insurance should i get for a 16 year old car?
You should have liability coverage with sufficient boundaries to cover a typical accident claim and protect you against claims that could link to your other assets. Depending on the laws of your state, you may be required to maintain private injury coverage. The choice whether to maintain “comprehensive” insurance, which would pay to repair or substitute your vehicle if you are the one who causes an accident, is truly an economic one. Look at the cost of the premium versus the value of the vehicle, and determine whether you could lightly purchase a fresh vehicle if yours were ruined and no insurance was available. If another driver is at fault, their insurance would likely cover your car’s replacement. But if harm is your fault, you would be out of luck.
Can son be put on your insurance if he possesses the car?
Yes, Not only can he be put on the policy with his car but your Insurance Contract very likely requires it. Concealment of a known operator or the holder from the Insurance company is a well known form of Insurance Fraud.
Your daughter doesn’t live with you but she uses your car the car is insured but she is’NT should she be using your car?
Insurance goes after the car not the person. As long as she had permission to drive the car, she is covered.
What should the cost for car insurance for a 24 year old woman with a 2010 Honda civic financed car?
The only way you are going to find out for sure is to make some phone calls or do it online. make sure to keep the details the same to compare the deals and prices.
When renting a car should you use your own insurance or purchase the rental insurance?
Most individual auto policies provide coverage for the rental of a improvised substitute vehicle (such as when you are traveling or your car is being repaired).
Can you put your 17 year old son on your insurance policy if he has his own car and lives in a different state?
Yes, you can add anyone you think will be using the car on a regular basis.
How old do you have to be to have your own car insurance?
If you are old enough to legally drive then you are old enough to buy your own Auto Insurance. However due to the limitations of a minors obligations under contract law most companies will not sell you a policy as a minor. Some will sell you a policy but only if your parent or other legal guardian countersigns your application for you. Glad Motoring
Can you get your own car insurance at Legitimate?
Yes, all you need is your drivers licence or permit in order to get an auto insurance.
Should you just get general auto insurance if you have a 16 year old car?
I would think so, as the car could potentially break down at any moment; as I imagine the car would be very worn out. I would get another car, but yes you should get insurance.
Can your car insurance force you to put your Eighteen year old daughter on all of your cars?
Yes, all scheduled drivers are assumed to have access to any of your covered vehicles and coverage is afforded regardless of which of your scheduled vehicles they are driving on any given day. All drivers on your insurance policy are automatically covered to drive all of the vehicles listed on your policy. Insurance companies don’t insure you or your other scheduled drivers to drive only one of your scheduled vehicles. This is because as a permitted driver they are assumed to have access to any of the scheduled vehicles when needed. Even tho’ each of your covered drivers may primarily drive a particular vehicle, they will need to drive one of the others if their preferred vehicle is inoperable or does not suit their needs on that particular day.
Can parents be found liable for Nineteen year old daughter with own auto insurance and own car causing an accident?
Generally no but you could call your insurance agency to make certain she is not connected to you through insurance in any way. As a general rule for protection against creditors you should also make sure you have homestead protection on your real property. In some states a homestead exemption declaration must be recorded in the land records. In some states the protection for the primary residence is automatic. Generally no but you could call your insurance agency to make certain she is not connected to you through insurance in any way. As a general rule for protection against creditors you should also make sure you have homestead protection on your real property. In some states a homestead exemption declaration must be recorded in the land records. In some states the protection for the primary residence is automatic. Generally no but you could call your insurance agency to make certain she is not connected to you through insurance in any way. As a general rule for protection against creditors you should also make sure you have homestead protection on your real property. In some states a homestead exemption declaration must be recorded in the land records. In some states the protection for the primary residence is automatic. Generally no but you could call your insurance agency to make certain she is not connected to you through insurance in any way. As a general rule for protection against creditors you should also make sure you have homestead protection on your real property. In some states a homestead exemption declaration must be recorded in the land records. In some states the protection for the primary residence is automatic.
What should you do if you are refused car insurance?
Just because you are denied insurance coverage with one company doesn’t mean you will be again. As an independent insurance agent, I represent over 15 different auto insurance companies and if someone is truthful with me I can place them with the company that has the best coverage and rates for their situation and driving record.
Can my 17 year old daughter have her own insurance policy on a car that’s titled in my name?
In most U.S. states she can, but that is very likely not the best way to insure your teenage. Bear in mind that a claimant cansue both the driver and the holderof the vehicle if they have been injured in an accident. If the driver is minor the claimant cansue both the driver and the parent or legal guardiandue to parental liability statutes. If it’s actually your vehicle and the driver is your minor child, you should purchase the insurance with both your names on the policy so you are both covered in the event of an accident. As a minor your teenage would not be able to purchase the policy without a parents counter signature anyways so you might as well insure you both so your not left draping with no coverage for defense or judgements in a law suit.
Can I insure my daughter who is not living with me but is driving my car?
Not only can, but you should. The Insurance policy does not go after the driver, it goes after the car.
Who should be on your car insurance?
Generally speaking, just you. In the U.S. in most states, your insurance covers anyone who drives the car (in the insurance business, there is a telling, “When you loan your car, you also loan your insurance). However, if there is someone who regularly drives your car besides you, you may want to have them listed as a driver.
Can you put your 20 year old daughter on your car insurance if the loan is under her name?
As long as she still lives in your household then yes you can add her to your policy. You need to make sure that she is listed as a driver on your policy and you may put her vehicle on there as well.
What insurance should get for a fresh car?
Seven types of insurance should get for a fresh car as like: Liability InsuranceCollision InsuranceComprehensive InsuranceMotorist ProtectionPersonal-Injury ProtectionNo-Fault InsuranceGap Insurance
Why do insurance companies not suggest cheap car insurance to Legitimate year olds?
Insurance companies usually have higher rates for youthful drivers due to their lack of practice, lack of responsibility, and the idea that they are more impulsive on the road. Not all teenagers are this way, but the insurance companies have to take care when insuring youthful drivers.
Can you put your son on your car insurance for his own car and he lives at a different address?
Yes but be aware your insurance company sets their own rules forthis kind of thing.
Does your car insurance company need to know your Eighteen year old son lives with you?
It depends on the terms of your contract. In the UK, generally, youdo not need to inform them unless the Eighteen year old is going to drivethe car.
What is the average liability insurance a 23 year old should have on his car?
There is no average. You need to have as much liability coverage asyou can afford to carry. You must have enough to cover everythingyou own and your future earnings as you can liberate this if you havean at fault accident and hurt someone.