If you are pulled over, the officer will need to see your proof of insurance. If he sees that it is expired, he will likely do one of three things 1) he may call the insurance company and ask if it has been renewed, Two) he may take you to jail for driving without insurance and then find someone else to confirm the validity of your insurance, or Trio) he may simply stick a large fine on you. Ultimately, if you can be certain that your policy is active at the time you are driving, you can fight any fine or other penalty that may be imposed on you. Otherwise, don’t do it.
If you are making loan payments on a car but never drive it do you still need insurance?
If your lender requires you to have insurance during the loan period, then yes. Also. If you are driving , then yes. If the vehicle is not on the road being driven, then no. But, know that if you just drive the vehicle to your next door neighbor’s house and you have an accident (collision), then you better have insurance or you could wind up having to pay a gigantic fine and/or have your lincese suspended and/or have your prospects for a future car insurance company require you to pay alot more for car insurance.
Can your car be repossessed if the payments are up to date however the insurance has expired?
it depends on the stipulations in your contract. in most cases any breach of cantract can be grounds for repo
Will insurance increase on an holder’s car if they received a ticket while driving a motor home with expired tags and no insurance?
More than likely not, those are both minor tickets, that insurance companies usually overlook when rating your policy..
Driving uninsured is a very serious crime, and I would expect your insurance rates to go up if discovered..
Can you get car insurance if you have a expired driver license?
In Fresh York you can purchase insurance for any vehicle. There are limitation however. Even however you will be the possessor of the vehicle and insured it, our Department of Motor Vehicles won’t let you register it or put plates on it without a valid drivers license. Sorry. Hope you have better luck where you are. Also in NY, you can obtain a “Limited” use Drivers License. It will let you legally drive to and from your workplace, if you are the foot provider for your family. Good Luck!
If your parent is not driving anymore and his license is expired but he still has a car and carries insurance on it for others to drive him around what should you do to be flawlessly legal?
Make sure you are covered on his policy .. and make sure you have a valid driver’s license (and tags).
How can you get insured to drive any car?
You need to check with your current insurance carrier. In my case I am insured thru Farmers, and with them as long as you carry total coverage on the equipment you own and drive that same coverage will be with you in any equipment you drive except commercial equipments.
Who is responsible for the insurance if a car is financed in your name but your sister is making the payments and driving it?
If the car is in your name then you are responsible for everything. If she wrecks it and is at fault, the person that she hits is going to go after you because the car is in your name. But she is the one that needs to be paying for the car insurance..
call a insurance company they will help you,
What should you do if your car was repossessed after you mailed your payments?
If you were late and in violaion of the loan agreement, the only thing you CAN do at this point is to visit the bank and see if they will make arrangements to proceed the loan or optionally, pay the loan in utter in exchange for the title..
The conditions of the loan are significant, and if you don’t go after through with the terms of the contract that you signed, the bank WILL take back the car.
Can you drive an insured car if you have no insurance?
Driving another persons insured CarIt is always best to ask the holder loaning you the vehicle if you will be covered under his policy. If he is not sure then he should contact his Insurer and verify before you drive. It never hurts to have your own operators or non owners policy in place for extra security if your an occasional driver without a car right now. Each US state regulates it’s own insurance needs through it’s state legislature. Insurance for a loaner would depend on the type of Policy that the Vehicle possessor presently has in place as required in that state. It could also depend on the nature of the vehicle loaned or hired. If the Holder has a Limited Liability or a Named Driver Policy then no other drivers may be covered even with permissive use. If the holder has purchased a Broad Form Auto Insurance Policy then generally permitted drivers are covered. It is a common misnomer that Auto Liability goes after a vehicle. In Fact, Auto Liability Insurance covers and goes after the named insured(s) (usually the vehicle holder) and the named insureds legal liability that may arise out vehicle ownership and operation. Most liability coverage will even go after the defined insured to a replacement vehicle, When on a standard form auto insurance policy, liability coverage is afforded even when tertiary or third party through an accident of a permitted driver. This point of concept of vicarious legal liability of a property holder and the contracted liability of the Specific Policy Form suggested by an Insurance Company is where the misunderstanding arises. Limited lines Policies however economic can leave gaps in coverage so it’s best that all drivers even non owners carry financial responsibility. The Concept definitions of Legal Liability of the possessor of a property and the Financial Responsibility of all vehicle operators on public roads is determined further in the US by the regulations of the individual state of registration. ResponseAccording to law if the proprietor of the vehicle has insurance on the vehicle, and “loans” you the car, and you are listed as an occasional driver of that vehicle, then you are covered. Otherwise, you will have to purchase your own policy. Dependent DriversBe careful. The reaction to your question varies from state to state and you need tocheck the laws in your state. In the state where I live, an under 25 driver who lives with you must be insured on your policy to drive your car and it’s very expensive. Insurance coverage is different if someone who does not live with you uses the carfor your convenience . It can get very complicated. Insurance companies are doing more and more to mitigate rising costs of repairs, medical treatment and their liability.
When a car possessor dies does his auto insurance remain in effect until the expiration date and will it cover family members who drive the car?
It varies by state. Read the ‘Assignment of Benefits’ section of your automobile policy and it will provide a specific response. As a general rule, the executor of the estate will be able to drive the vehicle when using it for ‘estate’ business – that is, to and from appointments with the attorney treating the estate, etc. No other drivers would be covered. In most cases, the policy will only cover for a certain period of time after the death of the named insured. Also, if it is a spouse that passes away and the other spouse survives and is listed as a co-insured on the policy, the Assignment of Benefits would not come into play and the policy would just have the spouse that passed away eliminated. If that is the case, the policy would cover as it would have normally even if the very first named insured had not passed away – i.e., anyone with permission to drive the vehicle and is not excluded under the policy would be covered.
Can you drive a car without car insurance?
In most states it is unlawful to operate any motor vehicle without carrying some form of insurance that please the minimum financial responsibility requirements for your particular state. Most states also have severe penalties for people who drive without insurance with the Two most common penalties being a 1-year license suspension and impoundment of your vehicle, in which you have to pay a HEFTY fine to get it out. Also, if you were to have an accident with no insurance, not only could you be penalized as described above but you could be sued Powerfully and be financially screwed for a long, long time.
What will it cost a driver in the state of California for driving with an expired drivers license no auto insurance and expired car tags?
Well, I know from practice it’s a $957 fine in Nevada, and as far as I can tell, there are no points on a license for it. As for California, I am sure it would be close to the same. Attempt searching for it in your local law enforcement sites or forums. Hope this helps.
Do you need car insurance if not driving car?
if you have tags ont he car you need to have insurance or you will rack up fines with the mva
You were hit by a car while driving your beau’s car the tags on his car had expired three days earlier will insurance cover his car?
Most likely, yes. Most insurance companies ask for two months in advance when you get insurance. Just because his tags expired doesn’t mean he was not insured at the time of the accident. However, if you are not insured on his policy they may not cover you.
Do you have to have your driving record to get car insurance?
No, they will ask you questions about your driving record, but they can get your record from the state you are applying in.
What should be done if you stopped using your car one month before the insurance expired should you renew insurance and registration or leave behind about it?
It depends on what you intend to do with the car after the expiry date. Keeping it and using it yes, selling it on/disposing of it, no.
If someone rear completes you and your license is expired but the car your driving is insured what will happen?
you will get a ticket and very likely get your license suspended for longer and insurance will most likely not cover the accident b/c you were driving with a suspended license but of course this is just one screenplay
The car you were driving had an expired tag but it was someone else’s car can you?
In Mass. can you get a ticket for driving someone else’s car with an expired inspection sticker?
What happens if my car insurance expires?
When car insurance expires the car and passengers are not longercovered so when a wreck occurs there will be no help with payingmedical bills or to fix the cars involved in the wreck. May besubject to a fine if not insured.
Do you need car insurance on a car you do not drive?
No. Except if you want to think about the possibility of that carbeing stolen. If it is not on a home owners policy, then you shouldhave some sort of theft insurance on it. But if the car is notbeing driven on the road you do not need insurance on it. Clarification: A homeowners insurance policy will not cover your vehicle; you haveto have a separate auto policy for it. But if you have a car thatyou are not using and don’t plan to use, you can turn the licenseplates in to the DMV and then cancel the insurance on the car. Another take: actually, this depends on the state. I lived inOregon for many years, and according to state law, all Oregoniansare required to have car insurance on ALL CARS THEY OWN, even ifthe car is not used. Granted the majority of people who have carsthey never drive don’t bother to insure them (I wouldn’t), but if acar does not have insurance, even if not driven, it can be towed. Check your state laws on this. The response varies by state. ONE MORE THOUGHT: If the vehicle is financed, the contract yousigned with the bank or finance company very likely requires you tohave physical harm coverage on the vehicle as well. I agree withthe “Clarification” and “Another Take” in that laws vary from stateto state so check your state laws. Homeowners policies specificallyexclude coverage for any self-propelled vehicles other certaintypes such as lawn mowers. In most states you cannot have tagswithout proof of insurance. In Georgia one day with an active tagbut no insurance will get you a fine. Continuous disregard willresult in enlargened fines, registration revocation, impoundment ofthe vehicle, and cancellation of your drivers license. If your particular state requires it and the vehicle is registered,then you very likely need to insure it. If you are storing the car in a garage, you may want to insure itwith a private property insurance plan. Those are pretty cheap andonly insure something to it’s total value. Many car collectors haveinvested literally thousand upon thousands of dollars in their carsso they uncertain them for their value in case of fire or otherunforeseen damages. Home holder’s insurance may cover a vehicle ifit is garaged if the car is listed as an asset on the homeownerspolicy as a private property investment but that is a very grayarea.
Can you drive your car with expired license?
Not legally. You can do anything but that doesn’t mean you won’t get in trouble for it if a cop catches you.
Can you get insurance to drive your bf’s car?
Good question. My guess would be yes, you can be added as an occasional driver on your BF’s car. I would also guess that if you have a worst driving record then your BF, they will charge the premium based on your driving record and not his.
Do you have to have insurance if your not driving your car?
You should either keep comprehensive coverage on the vehicle (fire/theft), or suspend the policy while not driving the car. It is becoming increasingly difficulty to insure vehicles that you cannot prove were not being driven uninsured.
Can anybody drive your car if it is insured?
In a way, yes. But, in order for you to not be held liable for anything happening to that person if they were to get into a car accident, they must be on your Insurance Policy. In other words, look at your Proof of Insurance card that you are given for the car. It should have names on it below the wordDrivers: If you do not see the person of whom is in question, then they are not on your insurance policy. I think the only time there will be no names would be if the car is a company car, in which case anyone could undoubtedly drive the car.
If you have no car insurance can you drive a car?
If you have a valid drivers license and permission to drive the car, then yes, you can drive the car as long as the holder of the car has insurance on it. Unless the person is part of the household and has been deemed a non-covered driver by the car possessor’s insurance company. Let’s say father has insurance on car. Son live’s in house, however has been revoked or has a horrible driving record. Son has permission by father to go to store. Gets in a wreck, doing injury and insurance company had son named as not a covered driver. No coverage then.
Can you pay your renewal car insurance online?
It depends on what company you are with. Most company’s permit you to renew your insurance online. And can pay it by credit card.
Can I drive my parent’s car if they are in the car when I am not insured but they are?
Everyone in your household must be listed on your insurance policy if they have a license. For example, if you live with your parents, you may not be covered if you are not listed on their insurance policy. On the other mitt, if you live separately you could use their car with their permission and be covered.
What is the address for you to make a car payment by mail?
The address should be on your statement. It is different for every bank or finance company.
Can you drive a car that has no insurance?
Of course you can but it is illegal to do so. Every state has a minimum amount of insurance you must carry on any vehicle you drive.
Are car insurance payments monthly?
It depends on the policy and your credit rating. Some insurance companies permit you to pay monthly, in advance, for your insurance. Many want Trio to 6 months in advance.
Will someone driving your car be insured?
it depends if you have insurance that covers all drivers in the family or all and any drivers.
If you have insurance can you drive any car?
Depends on your insurance contract, look at the petite print. Some contracts permit you to drive other cars with the owners permission, but, in the UK, give ‘Third Party Only Insurance’, meaning that if you have an accident, the insurance covers the car you have bashed, but not the car you are driving. So check your policy cautiously.
Does your insurance cover you to drive a car that has no insurance?
Your private auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay very first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to showcase proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
Do you make an insurance payment if your car is totaled?
You should check with your insurance company. If you still have a policy open for the car the premium is still due. But I’m not sure why you’d have a policy if the insurance company said the car was totalled
Can you drive a car that is not insured but you have insurance?
No. Generally, your policy covers you and your own car. It is illegal to drive an uninsured vehicle in almost every state. If there is an accident, there will be no coverage, the car will be impounded and you will be arrested. However, insurance laws vary from state to state. You should speak with an agent who does business in your state.
Is car insurance renewable?
The broad response is yes. Auto insurance is written for a definite term (duration), such as 6 months. Barring circumstances that permit the insurer to cancel the coverage or to fail to renew, the policy may be renewed for successive terms at the option of the insured. Naturally, a fresh premium must be paid for the insurance to remain in effect.
Can you drive car without insurance?
Yes, if you have a drivers learners/ permit you do not need to be on insurance in Georgia, Tennessee, Alabama, Florida, South Carolina, And North Carolina. But, you need to be driving with a 21+ year old in the passenger seat.
How long do you have to wait to take back ownership of your car i am the registered proprietor when the person driving the car stopped making payments and no insurance?
If the car is titled to you, you can very likely do it at any time. If you transferred title to the other party, you may not have any rights.
How long after the expired date of your cars licence can you drive it be for renewing it?
It depends. Some areas will give you a leeway of two weeks, but more often than not, you cannot drive with an expired license legally.
Does gap insurance on you car expire?
GAP insurance helps cover the difference if your car is deemed a total loss and is worth less than what you owe on the loan. GAP insurance only runs out when you pay down your loan enough that you have equity in the vehicle.
Is your beau insured driving your car?
You need to add him to your insurance or he must have his own. Your bf is not automatically insured.
How can you figure out the monthly payment for car insurance?
Many factors come into the computation of insurance rates especially for automobile insurance. Factors such as State, County, Zip Code, age of drivers, hook-up of drivers, marital status, driving record, vehicles, usage, and many other factors. One of the companies I represent has 44 classifications just for the drivers. I recommend that you contact a duo of Independent Insurance Agencies or ask friends for referrals. Independent Agencies do not work for the insurance company but work for their clients only. In addition they represent many different insurance carriers so they are able to shop with many companies on your behalf and give you quotes of the best rates and coverage to best meet your needs and desires. ResponseTake the yearly rate and divide by 12. Check with different agencies for their rates–make sure that you compare the same amounts of liability and collision. Keep in mind that liability is the least expensive part of the package. If you usually get a tax comeback, I’ve found that paying the yearly car insurance from that is a lifesaver.
What is the penalty of driving with expired insurance but my car is still insured and it was just the card that is expired?
It is same as driving without the insurance, need to renew the policy before it’s expiry date.There shouldn’t be lapse in the current policy,has to be renewed when it’s about to expire to maintain its continued validity as current policy.
What options do I have if Virginia state is refusing to renew my car license plates because they expired while in storage and switched liability insurance for storage?
Go to a different DMV, preferably in a smaller city. Just depends on what person you get. There is no reason why the plates shouldn’t be renewed.
Can car insurance expire in the middle of the day?
Look at your insurance card. All insurance will expire or cancel at 1 minute before or 1 minute after midnight.
Does car insurance cover car payments if you lose your job?
No, auto insurance does not suggest this type of coverage. You generally have the option of purchasing this coverage from the auto dealer when you finance the automobile. Sometimes you may be able to purchase it if you are a member of a credit union or such. You might even call the finance company who financed the vehicle and see if it’s possible to add it if that is your desire. Read the terms as these coverage are often times overpriced and have lots of petite print.
How do you renew expired car registration in NJ?
Go to the department of motor vehicles or go to their website and renew it.
Can you reinstate your car insurance for non payment?
You are asking if you can reinstate you auto insurance if it cancelled for non-payment. Often times you can. It is up to the policies of the individual insurance carrier that you are dealing with and the state laws as well. In Georgia, insurance companies must mail you a Ten day notice of cancellation if you did not pay on the due date. After this cancellation date on the notice you have no coverage. Often times the insurance company will reinstate without a lapse if you come in within a few days and sign a “Statement of No-Loss” which states that you have not had an accident or loss since the date of cancellation. Different companies have their own policy on how many days that they will still reinstate. One factor to observe is that on the renewal date of the policy you do not get this Ten day notice, the day after renewal your coverage ceases. Sometimes they will still permit you to renew but they don’t have to.
Is there a fine or can your car be impounded if driving with expired tags but registration and insurance is current in AZ?
Seems like your registration being current would have provided youwith a tag to put on your license plate. You would very likely get aticket that would be rescinded if you obtain current licensetags–fill out the correct form and bring in five dollars.
How do you renew car insurance in India?
Its very significant to to renew car insurance on time. Nowadays,comparison websites like coverfox.com made effortless to compare as wellas renew car insurance online. Just go to comparison websitecompare and renew insurance online. And you’ll save a lot of money!